Pradhan Mantri Awas Yojana Urban 2.0 2024 : Eligibility,Benefits,How to Apply Online
Pradhan Mantri Awas Yojana Urban 2.0 2024 : Pradhan Mantri Awas Yojana Urban 2.0 Has Recently Been Launched By The Government Under This Scheme, Such Eligible Beneficiaries Living In Urban Areas Who Do Not Have Their Own Fixed House Will Be Provided Financial Assistance By The Government. If You Want To Benefit Under This Scheme, Apply Online As Soon As Possible Online Application For Benefits Under This Scheme Has Been Started.
- Scheme Name : Pradhan Mantri Awas Yojana Urban 2.0
- Department : Department of Urban Development and Housing
- Launch Of The Scheme : 01/09/2024
- Apply Mode : Online
- Official Website : pmay-urban.gov.in
- The Beneficiary Family Will Include Husband, Wife, Sons And/or Unmarried Daughters.
- Ews/LIG/MIG Category Families Living In Urban Areas Should Not Have A Fixed House In Their Name Or Any Member Of Their Family In Any Part Of India.
- A Beneficiary Who Has Been Allotted A House Under Any Central Government, State Government Housing Scheme In Urban Or Rural Areas In The Last 20 Years Will Not Be Eligible To Get The Benefit Under Pmay 2.0. In This Regard, The Beneficiary Will Have To Give An Undertaking In His Office.
- Applicant's Aadhaar Details (Aadhaar Number, Name As Per Aadhaar, Date Of Birth)
- Aadhaar Details Of Family Members (Aadhaar Number, Name As Per Aadhaar, Date Of Birth)
- Applicant's Active Bank Account Details (Account Number, Bank Name, Branch, Ifsc Code) Linked To Aadhaar.
- Income Certificate
- Caste Certificate (Through SC, ST Or OBC)
- Land-document (In Case Of Beneficiary Based Construction Component)
Pradhan Mantri Awas Yojana – Urban 2.0 (PMAY-U 2.0) Scheme is aimed to provide all-weather pucca houses to all eligible urban households across the country with the vision of ‘Housing for All’. Ministry of Housing and Urban Affairs implements the scheme to provide financial assistance to eligible families in urban areas through the following four verticals:
- Beneficiary Led Construction (BLC): The BLC vertical of the scheme shall provide financial assistance upto ₹2.5 lakh to individual eligible families belonging to EWS categories having annual income upto ₹3 lakh, to construct new pucca houses upto 45 sqm (an all-weather dwelling unit) on their own available land.
- Affordable Housing in Partnership (AHP): Affordable Housing in Partnership (AHP) vertical shall provide financial Assistance to EWS beneficiaries for owning a pucca house. Under this vertical affordable houses of 30-45 sqm carpet area will be constructed by Public/Private Agencies and made available for allotment to the eligible beneficiaries of EWS category. Financial assistance of upto ₹2.5 lakh per EWS (annual income upto ₹3 lakh) flat is provided together by Central and State agencies on the purchase price of the property to the EWS beneficiary in AHP projects.
- Affordable Rental Housing (ARH): This vertical shall ensure affordable and hygienic living spaces for urban dwellers who do not want to own a house but require housing on short term basis or those who do not have the financial capability to construct or buy a house. ARH will promote creation of adequate rental housing for EWS/LIG beneficiaries including urban migrants/homeless/destitute/industrial workers/working women/construction workers, urban poor (street vendors, rickshaw pullers, other service providers etc.), migrants working with market/trade associations, educational/health institutions, hospitality sector, /contractual employees/ amongst others. The State/UT Governments shall ensure that necessary civic/social infrastructure gaps like water, sewer/ septage, sanitation, internal road, community centre, health centre, creche etc. along with desired neighbourhood commercial facilities within the campus as per the requirement are addressed to make these houses liveable. EWS and LIG beneficiaries having annual income of ₹3 lakh and ₹6 lakh respectively can avail of this facility.
- Interest Subsidy Scheme (ISS): Under the Interest Subsidy Scheme (ISS) vertical of PMAY-U 2.0, the subsidy will be provided on home loans sanctioned and disbursed on 01.09.2024 or after to eligible beneficiaries of EWS/LIG and MIG for purchase/ repurchase/construction of houses. Households belonging to EWS, LIG and MIG category with an annual income of up to ₹3 lakh, ₹6 lakh and ₹9 lakh, respectively will be eligible to avail the benefit of the Scheme. For identification as an EWS/LIG/MIG beneficiary under the Scheme, an individual loan applicant will submit a proof of income.
- To Apply For This You First Have To Go To Its Official Website @pmay-urban.gov.in
- You Will Find Its Link Below
- After Going There You Will Get The Option Of “apply For Pmay-u 2.0”.
- On Which You Have To Click
- After This A New Page Will Open In Front Of You
- Where You Will Get The Link Of “apply For Pmay-u 2.0”.
- By Clicking On Which You Can Apply Online