rupeeredee-personal-loans at your fingertips Chota Loan Badi Khushi
Looking for urgent personal loan? RupeeRedee will credit money in your account in 10 minutes following simple application process.
NBFC Lending Partner: FincFriends Private Limited which is a registered NBFC with RBI.
rupeeredee-personal-loans : Chota Loan Badi Khushi
- Fast Loan Approval and Quick Disbursal: With 100% online process, get fast approval and quick loan disbursal.
- Loan for All Purposes and Needs: Loans to fulfill all types of credit needs including covering emergency expenses, consolidating debt , travel, shopping, bill payments, school fees and much more.
- Flexible Interest Rates and Tenures: Flexi personal loans with interest rates from 12% to 36% pa, depending on your credit score. Also, get flexible tenure options of 62 days to 6 months for repayment of the loan.
- Transparency and Security: We only work with RBI-certified NBFCs/banks which are guaranteed to be transparent, safe and secure.
Flexi Personal Loan – We offer personal loans ranging from ₹2,000 to ₹25,000 with short repayment tenures of 3-4 months. Documentation required for this loan consists of just a PAN card and proof of address
Personal Loan for Self-Employed & Salaried – Personal Loans for Self-Employed ranges between ₹2000 to ₹30000 with flexible repayment terms from 3 to 6 months. You need PAN card & proof of address to avail this loan
Top Features
- Simple EMIs: Payback in 2-12 months at your convenience
- 100% Online: The application process is completely paperless
- Complete Transparency: There are no hidden costs, all costs are mentioned on the application summary before processing the loan
FincFriends Private Limited
On Approval, get a direct bank transfer within minutes from our lending partner registered NBFC “Fincfriends Pvt Ltd”. FincFriends follows a dynamic risk-based pricing model with loan terms & rates described below
Personal Loan Charges (Example):
- Loan Amount: From ₹2000 to ₹30000
- Minimum Period of Payment (Minimum Tenure): 62 Days
- Maximum Period of Payment (Maximum Tenure): 365 Days
- Maximum Annual Percentage Rate (APR): 36% to 160%
- Interest Rate: 2.5% to 3% per month
- Processing Fee: Starting 10% of Loan Amount (Inclusive of GST)
- Service Charges: Starting 3% of Loan Amount (Inclusive of GST)
Representative Example of the total cost of loan is provided in the example below:
- Description All Amounts are in INR
- Loan Amount: ₹11000
- Loan Tenure: 3 Months
- Processing Fees (10% Inc GST) = ₹1100
- Service Charges (3% per EMI% Inc GST) = ₹990
- Interest (32%) = ₹ 583.6
- Amount Disbursed: ₹9900
Repayment Schedule Below:
- First Installment: ₹4191
- Second Installment: ₹4191
- Third Installment: ₹4191
- Total Repayment ₹12573
Eligibility
- Must be an Indian National with a Valid Pan Card and Aadhaar Card
- Must be over the age of 18 years
- Minimum Monthly Income should be ₹15000
- Steps to avail a loan:
- Install the RupeeRedee App
- Register with your Mobile no
- Enter basic information and verify your KYC by Aadhaar OTP or upload KYC documents
- Verify Bank Account
- Approved: Read & provide acceptance on the charges and sign loan agreement
- Loan disbursed
Documents Required:
- Address Proof {acceptable documents – Aadhaar}
- Selfie
- PAN Card
- Bank Account / Access to bank account details
Why Rupeeredee Needs the Following Permissions
Explanation: To collect and monitor the location of your device and access the serviceability of your loan application. This also
helps in quicker credit risk decision and ensure KYC compliance as per guidelines of regulator
